Whether Family Heirlooms, Personal Keepsakes, or Collectible Investment Items, We Have You Covered
If your jewelry, collectibles, furs, silver, china, antiques, art, and oriental rugs are ever lost, stolen or damaged, your homeowner's policy probably is not enough to replace them. To obtain the broadest coverage possible, have your valuable articles itemized.
You can purchase specific coverage for your valuable items. Each item is individually described and appraised. In the event of a loss, there is no depreciation and no deductible. Not only is theft covered, but mysterious disappearance, and worldwide coverage is available. Oftentimes, this coverage can be added on to your Home, Condo, and Renters policy.
When scheduling fine arts or collectibles, you can purchase breakage coverage, which is typically excluded on most convetional homeowner's policies.