Let Our Experienced, Qualified Staff, and Unique Services Work for You

Our employees are your best resource. We have more than 15 employees in our Employee Benefits Division. Their average tenure in the employee benefits field is more than 17 years.

Unique Services

Technology Solutions:

Exclusive Prescription Drug Pricing: ZyWaveRx [Program Highlights]

  • While we have clients with a variety of the leading pharmacy benefits managers (PBM), we also have exclusive programs and pricing with two of the largest PBMs.
  • Our two million member buying power can provide your group with significant savings.

Legislative Updates:

We keep you constantly updated on changing insurance regulations and procedures (Healthcare Reform, COBRA, HIPAA, FMLA, ERISA, etc.). We have attorney posts on our clients’ HR web portal (MyWave.com), as well as local strategic alliances with several law firms.

Leading BCBS Agency:

One of the leading agencies for Blue Cross Blue Shield of Michigan (BCBSM) – Top 1% of all agencies.

On-line BCBS Claim and Eligibility support system (MCS) for our Blue Cross Blue Shield clients.

National Strategic Partnership:

We are a partner agency with more than 250 agencies nationwide (27 are in the top 100 in the country).

Benefits:

Carrier Partners

AETNA
Assurant
Blue Cross Blue Shield of Michigan (BCBS) – Local and National Accounts
Blue Care Network (BCN)
CAM (Construction Association of Michigan)
Cigna
Dearborn National
Delta Dental
GE Financial
Guardian
Hartford
Health Alliance Plan (HAP)
Health Plus
Humana
Lincoln Fincancial
Met Life
Mutual of Omaha
Principal Financial
Priority Health
Prudential
Reliance Standard
Standard Life
Sun Life of Canada
Total Health
Unum
United Healthcare
US Life & Health

TPAs

HealthScope
NGS American

RX Partners

ExpressScripts
Systemed
Pharmacare
EHIM

Miscellaneous

Basic (COBRA, FSA)
Ceridian  (COBRA)
Eyemed
FSA – Flexible Spending Accounts
Infinisource (COBRA, FSA)
Prepaid Legal
SVS (Sterling Vision)
TEAM – EAP
Vision Service Plan (VSP)